The most versatile loan for your business needs. Ease your cashflow with Business Term Loan.
Convert up to 90% of your receivables to cash and improve your cashflow
Get up to 85% of your property value in cash for your business.
We believe in sustainable borrowing and will not recommend more than what you need, our experts will only recommend you customized solutions specifically tailored to your needs.
Why pay higher interest when we can help to secure the lowest interest rate for you from our panel of banks and financial institutions.
We handle all paper work for you and reduce business loan application processing time by up to 5 working days so you can focus on your business.
With a team of experienced ex-bankers and consultants, we are very familiar with the lending credit criteria with above 90% approval rate, increase your approval chances with us.
Get up to SGD 5 million unsecured SME business loan across our network of legal lenders with us.
We gurantee results and stand by our goal to get you the fund you need with no risk and no upfront fee, you pay only for performance.
Analyze
Understand your needs so we can recommend what is best for you
Apply
Submit application to the right panel of legal funding partners
Accept
Loan disbursal to
your company bank account
BigCo works with more than 20 banks and financial institutions to provide our clients access to wide range of financial facilities, as they each have difference lending criteria and risk tolerance, some lenders avoid specific industries and others invite similar ones. Small and medium-sized enterprises (SMEs) owners aren’t sure which banks are best for their profile so they may waste time applying with the wrong bank.
Securing funding for SMEs is our core competency, as we are familiar with the lending standards of banks and financial institutions hence, we can maximize your approval chance and quantum at the lowest rate.
The loan amount varies depending on your current financial position, the type of loan you want to apply for and the banks.
If your application meets the criteria for credit risk, it will typically be granted within hours. If your application is complete and includes all required documentation, you can expect to get your loan within 24 hours.
Most financial institutions charge a fee of 1-3% for prepayment. Early repayment fees are typically waived by some non-bank lenders
After a rejection, it could be three to six months before the company is again eligible to apply to the same lender. You may contact us for a free loan evaluation, we will maximize your approval rate by applying to one of the lenders in our network whose lending standards fit your company’s profile.