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SME Business Loan At The Lowest Rate

  • Zero Upfront Fee
  • No Hidden Fees
  • Free Loan Assessment
  • Customized Solutions
  • Data Privacy And Protection
SME Business Loan At The Lowest Rate
SME Business Loan

Business Term Loan

The most versatile loan for your business needs. Ease your cashflow with Business Term Loan.

SME Business Loan

Invoice Financing

Convert up to 90% of your receivables to cash and improve your cashflow

SME Business Loan

Property Backed Loan

Get up to 85% of your property value in cash for your business.

Business team Loan

The most versatile loan for your business needs. Ease your cashflow with Business Term Loan.

Invoice Financing

Convert up to 90% of your receivables to cash and improve your cashflow

Property Backed Loan

Get up to 85% of your property value in cash for your business.

Compare SME business loan over 20 lenders

Funding Partners

Why Us

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Bespoke Advisory

We believe in sustainable borrowing and will not recommend more than what you need, our experts will only recommend you customized solutions specifically tailored to your needs.

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Lower Interest Cost

Why pay higher interest when we can help to secure the lowest interest rate for you from our panel of banks and financial institutions.

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Time Savings

We handle all paper work for you and reduce business loan application processing time by up to 5 working days so you can focus on your business.

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Higher Approval Rate

With a team of experienced ex-bankers and consultants, we are very familiar with the lending credit criteria with above 90% approval rate, increase your approval chances with us.

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Higher Loan Amount

Get up to SGD 5 million unsecured SME business loan across our network of legal lenders with us.

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Risk Free Process

We gurantee results and stand by our goal to get you the fund you need with no risk and no upfront fee, you pay only for performance.

SME Business Loan


We help our clients save time and hassle from cumbersome paperwork, complicated application processes and increase chances of approval.

You only need to speak to one party to get the business loan you need, let’s hear from our clients.
We would like to thank Jovan and his team for the prompt response in helping us to get the loan we wanted. Wyn and team were professional throughout the whole process and simplified my application. I would definitely recommend Wyn to my friends who needs a loan.
Kelvin Ng
F&B Owner
Our loan was rejected by the bank which we had the longest relationship with, Wyn pointed out some of the possibilities on why our loan was rejected and quickly helped us to get loan from other lenders fast. Thanks to him, we were able to cope with our seasonal surge with the extra funds. We really owed him one for this, thank you Wyn!
Mr and Mrs Tan
Manufacturing Director
I was not ready to apply for a loan due to my past credit history until I was recommended to Jovan by a friend. He was very knowledgeable and shared with me possibilities of my application being rejected, seeing how professional he was I decided to work with him this time. To my surprise, he got my loan approved! The cash was much needed for my business expansion during covid period.
Leslie Tay
Logistic Director
Great experience working with Big Co team! Very patient in explaining and making me understand how company loan works. I needed more funds than a single bank could provide and meeting bankers from different banks was just time consuming, the task was outsourced to Wyn so I could focus on my business. Thanks Wyn and his team once again to help us get the funds we need.
Sherry Yeo
Marine Engineering Director
I would like to share my great experience with Big Co. While other brokers are charging a high percentage of fee based on the loan amount for their service rendered, Big Co offered better service at a lower rate. They will be getting a lot of business from me and my friends from now and they deserve it.
Madeline Chua
ID Managing Director
I am writing in to express my appreciation for the team at Big Co for their professional service. Despite me asking so many questions, Jovan was very patient with me unlike other brokers who just want to close the deal. This is the deal closer, Jovan understood my business and financial status before recommended me the type of loan and loan size I should get. I have never met anyone so professional like him. I highly recommend them with a full five stars!
Terence Tan
Events Director
I never knew taking a business was like a breeze until I was recommended to Big Co by my friends. I am usually not so trusting to send confidential documents to a ‘stranger’ after a 30min call but this company was highly recommended by my inner circle of friends so I went ahead. After a 30min call with Jovan, I sent my documents to Jovan for the application, fast forward 7 days later the money was in my account. This is a whole new level of efficiency for me!
Frank Lim
F&B Owner


3 Simple Steps


Understand your needs so we can recommend what is best for you


Submit application to the right panel of legal funding partners


Loan disbursal to
your company bank account

Are you ready to take your business to the next level?


BigCo works with more than 20 banks and financial institutions to provide our clients access to wide range of financial facilities, as they each have difference lending criteria and risk tolerance, some lenders avoid specific industries and others invite similar ones. Small and medium-sized enterprises (SMEs) owners aren’t sure which banks are best for their profile so they may waste time applying with the wrong bank.

Securing funding for SMEs is our core competency, as we are familiar with the lending standards of banks and financial institutions hence, we can maximize your approval chance and quantum at the lowest rate.

  • Latest 2 years’ Financial Statement
  • Credit Bureau Report
  • The latest 2 years’ NOA of director
  • NRIC
  • Last 6 months’ company bank statement
  • Invoices/ Aging list (if applicable)

The loan amount varies depending on your current financial position, the type of loan you want to apply for and the banks.

If your application meets the criteria for credit risk, it will typically be granted within hours. If your application is complete and includes all required documentation, you can expect to get your loan within 24 hours.

Most financial institutions charge a fee of 1-3% for prepayment. Early repayment fees are typically waived by some non-bank lenders

After a rejection, it could be three to six months before the company is again eligible to apply to the same lender. You may contact us for a free loan evaluation, we will maximize your approval rate by applying to one of the lenders in our network whose lending standards fit your company’s profile.